If there's unclaimed money [1] is the first step. More than likely Scambank [2] will have set monthly fees high enough to erode what most kids would have saved once they stopped using it after their school years. I don't recall if in the early 90s old accounts with over x amount ($500 aud presently) were required to be transferred to a govt based fund, but I'm fairly sure by end of 90s it was the case, when there was a definitive move by govt to try and restrict superscamulation fraud