[slt2021]

CFPB's budget[1] was $500 mln 12 years ago and now is $900 mln, lets take average $700 mln over 12 year = $8.4 bln just cash outlay

I highly doubt $14 bln is accurate, but even if it is, its only 70% over their carrying cost.

as a hiring manager in private sector, in order to justify headcount, the benefit must exceed 3x the carrying cost of an employee.

to hire $100k person, I must prove $300k benefit to the company at very least, and 5x benefit is more appreciated by management.

doesnt look like a good return at all honestly

  1. https://crsreports.congress.gov/product/pdf/R/R48295/2

[senordevnyc]

That was a single example of their value.