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by troyvit 497 days ago
Totally agree that if an insurance company just paid out every claim sent to it, the whole concept of insurance breaks down. However, in UHC's case:

https://www.valuepenguin.com/health-insurance-claim-denials-...

They deny 33% of all claims. I think they have a long way to go to prove they are doing what their customers pay them to do.