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by michaelt 492 days ago
As an enthusiast I of course make encrypted on-site backups, which I then protect by syncing to a cloud provider, and I protect the encryption secrets with a password manager, and protect the password manager and cloud accounts with a U2F key, and protect the U2F key with two spare U2F keys in off-site secure locations.

I can understand, though, that most of the population doesn't want such complexity, and prefers to be able to reset forgotten passwords without losing their data.