[ubercore]

I was very eagerly anticipating BankSimple, err, Simple, since it was announced. Problem was, the world caught up. I recently got my Simple account set up, and as a result decided that ING Direct + Mint offers me everything I need, and more (Joint Accounts, savings account, real checkbook, no overdraft penalties). Unfortunately, Simple feels like too little too late, and it doesn't seem that they delivered (yet) on some of the cooler things I was anticipating (API, Savings Goals, Mobile Support on more than just iPhone).

I hope they do well, as I think online banking needs something to shake it up, but first impressions are incredibly underwhelming.

[jsmcallister]

I use ING Direct + Mint as well for all banking. I was interested in Simple because it seemed to be the combination of the two - with a drive to improve both formats. However, I was disappointed on not being able to find any details on how their banking works. I'd love to track my finances from within my banking website, but not at the expense of interest rates and multiple/joint accounts. (Do they offer that?)

[ubercore]

No Joint accounts yet. They are definitely planning on it, but there's no timeline at the moment. In addition, there's no way (that I've found at least) to separate out buckets for saving towards goals, which is also a pretty big deal for me.