[disqard]

I think the word you're looking for is "immaturity".

It is not exclusively found in young people, as one can plainly see with the plutocrats in charge today.

FWIW, even when it is justified in a software context, we understand that there will be a (usually large) business cost.

When implementing this in a political context, there's no way to skim over the fact that there will be a huge human cost. But here we are anyway.