[buddavis_]

I am 62 years old. What is the number 1 discussion topic with my retired colleagues?

How to minimize taxes in retirement. (the RMD causes panic because if forces taxation). Many get a pension, social security, have a 401k, paid off house, and savings. Not everyone needs social security.

[johnnyanmac]

I suppose. Millenials were all raised to expect Social security to run out by the time they retire.

But we're not quite there yes, and I imagine many gen X will need that social security.

[mullingitover]

As a gen X I'm just eating a teaspoon of cat food each day to prepare my body for the future when I have to live on it.