[king_of_goats]

I'm not saying "yeah let's rebel and keep doing it!" or anything like that; now that I'm aware of this I'll be ultra-careful going forward.

My point is -- it seems absurd that people WOULD get their account banned for a couple of trivial test payments. And since this practice seems so widespread in the software developer / entrepreneur community, I think these doomsday soothsayers telling us that your account WILL get banned if you do this are clearly overstating how serious this is and how aggressively it's policed and cracked down on by PPs like Stripe.