[saltcured]

That's definitely true, and I think it's good you realize it so young.

It's inherent because of the diminishing returns for aggressive healthcare intervention. We're all going to die. We could ramp up the costs of intervention to arbitrary levels in a final death spasm, but we will still die. So, we have to strike some kind of balance.

The harder part, I think, is thinking about the decades leading up to that final end game. How do you trade off quality of life in different decades by saving and time-shifting some of your spending power into the future. It's not just medical costs but all the other aspects of life which carry a mix of predictable and unpredictable costs.