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by tomrod 517 days ago
To be fair, they play a shell game by steering people towards their subsidiary owned medical providers (avoiding loss ratio limits of 15% to 20% by putting the money into providers, which have no profit cap).[0]

[0] https://pnhp.org/news/insurers-avoid-loss-ratio-limits-by-sh...
2 comments
tfehring 517 days ago
The 6.0% margin (for UnitedHealthGroup as a whole) already includes that. UnitedHealthcare (the subsidiary health insurer) had a slightly lower operating margin of 5.6% in Q3. https://www.unitedhealthgroup.com/content/dam/UHG/PDF/invest...
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anomaly_ 517 days ago
Yea, and after all that they still only eked out a 4% net profit after tax for 2024.
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