[nradov]

Your missing the point. No one expects consumers to download the MRFs. Humana plan members can just log in to their web portal to search for the treatment they need and see prices across all the local network providers.

[ceejayoz]

> Humana plan members can just log in to their web portal to search for the treatment they need and see prices across all the local network providers.

Maybe. The article also asserts their data, where available, is often also wrong. See the section titled "Cross checking with hospital data".