[GianFabien]

Advice from people whose formative experiences were in the 1970s and 1980s should be considered against present circumstances. Things are a lot more challenging 2025 and onwards.

Of all the things I f**ed up, the worst was spending money I didn't yet have on things that I didn't really need to impress people I didn't really care for.

Spending far less than you earn and investing in tangible, durable assets (not shares, crypto, NFTs, etc). Real Estate is good if you can make it positively geared. Houses are good when they provide you with a home and can generate some income. But not so good when they drain your surplus funds on repairs and overheads (insurance, property taxes, etc.