[pembrook]

If you're of working age, you're going to likely be alive for say 30-50+ more years. And your kids for maybe 70-80+ years.

Tech adoption is now faster than ever, so there's numerous examples of Silicon Valley companies going from 0 to one of the most valuable companies in the world 5-15 years.

Stop thinking about the short term. You're going to be around for the long term, so you're only screwing over yourself.