[itishappy]

> I mean, they should probably prepare people with knowledge of taxes and investing then.

Fully agree.

> The competition is very obvious in societies with a lot of wealth disparity. In Europe there tends to be less disparity and less competition.

Fascinating observation! Wonder if that shows up at the school level as well? For example, In the US the highest/lowest performing schools tend to correlate to high/low income areas and have significant disparity in quality of education, and I expect this is a strongly self-reinforcing trend towards elite private institutions.