[linsomniac]

I've been using Qube https://qubemoney.com/ for a couple years as a bank to help with my money management. It has some nice features, but I'm looking to migrate away from it over the next year. I'm a "Simple" refugee, who got here via "One".

The big down side is that it is fairly expensive, I spend almost $200/year on it. Which would be fine, if I felt like I was getting something for it. But, in the 2 years I've had it, I've not really felt like they've done much improvement of it, and my customer support experience has been pretty bad. For example, one time some of my "auto transfers" just vanished, leading to a couple hundred dollars in late fees, and when I contacted support they "recovered" them, but then I ended up with a bunch of duplicated auto transfers.

I also really just don't ever feel like I have much of an idea of how much money I have available. Simple was always very good about that: I could look and it would tell me an exact number I had that was unused.

Now, that $200/year is for a family plan, so it covers 4 people. Having debit cards and accounts for the kids is fairly nice. Transferring money to the kids for chores is handy.