[jppope]

on this topic what I really wish was that there was something that would actually stop me from spending when I'm over the budget. Attribution is nice, but organizing accounts or money folders that could just stop categorical spending would be preferable.

[withinboredom]

I built this. The card would halt the purchase if you were over budget. You could use a different pin if you wanted to override it. It turns out that this counted as “financial advice” in the legal sense. I ran away, as did any investors. It was cool though. I live in the EU now, so maybe the laws are different.

[jppope]

thats crazy.