[blakeburch]

I highly recommend LunchMoney (https://lunchmoney.app/). It's built by a solo developer who is very responsive and continues to make the app great. Lots of automation and ability to create custom classification rules. I've been happy for the past 3 years.

I've also heard good things about CoPilot (https://copilot.money/) but have not had the chance to experiment with it yet.

[jnfr]

Thanks for the mention and for your continuous support! Jen here, founder of Lunch Money :) We've come a long way since the solo dev days– happy to announce we're a core team of 5 now (yes, still bootstrapped!) and have lots of exciting stuff in the pipeline for 2025!

[satvikpendem]

I listened to your Indie Hackers podcast back in the day, very cool. Nice to see you're doing well as it looks like your last HN comment was in 2021

[merky]

+1 for LunchMoney. Happy paying customer. I remember trying it when it first launched and it wasn't for me at the time. Now, with kids and a home, and lots of money being spent on various things across multiple accounts, it's very useful to just get labels on all the transactions in one place.

LunchMoney is great for retrospective analysis. For long-term financial projections, I really like https://app.projectionlab.com . Great pairing.

[jscohn85]

+1 for https://lunchmoney.app/

I found them after Mint was discontinued and CreditKarma made it impossible for me to set up my account, while I looked into other options which have even been mentioned in this thread.

LunchMoney's multi-currency support and easy API (https://lunchmoney.dev/) were killer features for me, however, since they allowed me to develop a personal solution to also keep track of my non-USA accounts.

[me_smith]

LunchMoney is cool. When Mint shut down I tried several apps (LunchMoney, Copilot, and Monarch). Unfortunately, I couldn’t get LunchMoney to work with one of my credit unions. I reached out to them but they couldn’t really do anything about it. I wanted to support the solo dev but I ultimately chose Monarch because it just worked with all my accounts out of the box.

[bwb]

It has come a long way since then, small team now and it is rare that something is not supported.

[alp1n3_eth]

+1 for Copilot.

When Mint shut down I did a ton of trials and Copilot had the best UI for me and I didn't have to learn a new "system" like YNAB. It relies on Plaid, so just make sure your banks/cards/accounts are mainstream (Chase, Wells Fargo, Goldman, Vanguard, etc).

[linsomniac]

I loved the idea of Lunch Money, but I bought it for a year and really never got anything out of it. This was probably 4 years ago so maybe it's changed now.

I think my biggest lack there was that I really needed to see INTO my spending to get value, in particular Amazon is a large blob that I really needed more information on: I get groceries, home repair, toys, tools, work, clothing, health, entertainment. Without seeing into that, all the action I took on Lunch Money really only gave me information on my non-discretionary spending.

[rbaudibert]

+1 to LunchMoney, it's amazing, I'm a very happy user

[alienreborn]

Used lunchmoney for years before moving to CoPilot couple of years ago. Can vouch for both of them to being great. I just moved to CoPilot because they got macos and ios apps unlike lunchmoney (web only back when I used it)

[satvikpendem]

Only issue is no mobile app. I track transactions on mobile so this is a must for me. Mint really was good, wasn't it?

[theappsecguy]

Lunchmoney is great and much more affordable that YNAB