[charlie0]

I tried budgeting, but found it to be too much work because there's no perfect way to automate it. Also, if you are card churning you soon end up with many accounts to keep track of making manual tracking a real chore.

I've settled for using Projection Lab to keep of my net worth and have monthly targets to hit. There's still work to do. But it's much easier since I only care about the totals.