[bdangubic]

you answered

Why, if your savings are enough? You can buy insurance. Healthcare.gov is cheap if you don't have income, and there are tricks to be self-employed as well to do normal insurance.

to

* Health care costs will prevent me from retiring anytime soon, even if my savings are enough.*

was basically saying there is no health insurance in USA. getting it from healthcare.gov as you suggested or elsewhere - it is all garbage and people with all that insurance end up bankrupt. hence, saying you can’t retire because of health cost is THE number reason I hear people fear retiring

[the__alchemist]

I still don't follow: Damned if you do; damned if you don't doesn't imply one or the other path!