[maratd]

Like I said, you'll find out. I heard the same stories and dismissed them. I kept a balance with them in the 6 figures because of the relatively high interest rate I was getting in the money market account (when they had it). Then they froze my account. No biggie, right? I'll just wait 6 months. Still getting the high interest rate. Before they unfroze the account, they took a chunk out of it. Only about 10%, but it was still quite a bit of cash. No explanations, just email stating the obvious. My recourse? Nothing. They refuse to speak to you, only by letter. Letter gets a response 6 months after the fact and it's just a form letter pretty much acknowledging receipt. Like I said, you'll find out. If you do business with a local bank, at least you can take them to court if there's a problem. With PayPal? Good luck.