[franktankbank]

Shouldn't retirements be dividends based? Why are we assuming growth all the time? Seems like a potent meme.

[jvanderbot]

Depends on your age, I guess. It's not like I manage my portfolio myself. I defer to e.g., Vanguard and they do what they do and I just watch the balance periodically. Once I get near retirement, I'll start reinvesting accordingly.