Every home builder is planing in advance, the problem is that down the line you'll realize mistakes you didn't think about, 100% of the time. You also can't plan failures in advance that good, and if you do care about that you certainly won't encase all your utilities in concrete
Things change. Sometimes a lot and radically. I happen to live in the house I renovated 30 years ago. I had to change a lot of things during these years since then.