[razakel]

They're not the responsible clinician, so they're not practicing medicine.

It's like taking legal advice from me: I'm not your lawyer (or even a lawyer) and I'm probably wrong. But it was your decision to take it.

[ceejayoz]

These are licensed doctors (required!) being paid to explicitly evaluate the case, though, to determine if treatment is "medically necessary". Seems like a deeply different scenario.