[llamaimperative]

Which is ridiculous because while casinos are engineered to ensure $x > $y over time, economies are existentially dependent on the reverse being true over time and across a broad enough portfolio.

Folks you can just buy the S&P 500 and wait. It really is that simple. Money will go down sometimes, up sometimes, down some more, but in the long run it will almost certainly go up. And if it doesn't, the world is crumbling anyway so who cares?

[barfingclouds]

Yep this is the craziest part. The answer has been known for a long time. S&P500. Literally that simple

[navs]

100% I did that at first and got greedy and impatient. Serves me right.

[bell-cot]

From both the folks I know, and years of comments here on HN - you have LOTS of company.

In the fictional world of Economics, humans are all homo rationalens, and never make such mistakes.*

Vs. in the real world...

*Yes, I sometimes wonder if there's a brutally predatory subtext here - with Economics quietly endorsing "do unto them as you will" maltreatment of anyone who the 0.01% can maneuver into behaving "irrationally".