[Justsignedup]

Technical debt is all those decisions you make that are not the optimal way of doing things. Eventually I seen entire companies screech into a halt because the code couldn't be reasoned about, things were too fragile so any change caused something else to break, and/or performance was so bad that tjry were bleeding money.

It's all debt. It's time debt. You gotta pay with time for every thing you gotta build, tech debt adds in more time you always gotta pay every time you do things.