If you lose your passkey, why can you not reset your account like you would if you lost your password? These conspiracy theories are wild. Passwords suck. People reuse them. They use simple passwords. They are highly vulnerable auth factors. Passkeys are certificate auth for normies.
People use simple locks on their doors. Have for hundreds of years. Brute force is easy. Or hell, a five dollar kit on amazon will open the lock without damaging anything. Nobody’s rushing to fix that. What’s the difference? Usually if you enter somewhere you shouldn’t physically be, someone (or some device) will see you. We don’t have that guarantee with digital systems because owners of said systems don’t want the responsibility. So they shift the blame to people: people who use simple or repeat passwords. It’s not a conspiracy theory. It’s basic economics: avoid (the costs of) responsibility. Blame the customer.
Passwords are a technology. The technology is fundamentally flawed and inherently vulnerable. Those with resources have developed a fix for the vulnerable technology, in accordance with their responsibilities. Developing the standard and deploying passkey support is not free.
If customers want to free ride where they are not exposed to the cost of using weak passwords, or using passwords in general, I would encourage them to find an org willing to eat those identity defense costs. Why should orgs pay the cost for users who want to remain on passwords? Customers are not entitled to weak or vulnerable technology implementations simply because they desire them and there is a material cost versus a more secure technology implementation.