[jajko]

The other hand, while very sad, is an investment mistake of each individual. 'How could I have known' is same as complaining certain stocks lost its value unexpectedly and retirement savings are now halved. In fact, most of these places were not OK decades ago but folks love cheap real estate and who gives a fuck about some doomsaying science, the cheaper the better, what could go wrong right?

Either insurances mark given county incorrectly, and some competition will eventually catch up or they marked it correctly. Now just because somebody invested in bad property (or property became bad), why should some private company bear this mistake outside contract? I don't see a reason, I wouldn't do it neither.

Real estate, often massive, ain't some Geneva convention-enforced basic human right, just an investment. Maybe good old 'if its too good to be true maybe it isn't' mantra is valid also here? Be smart folks, not greedy.

Also if the home on photos is really the one article is about, I don't see any meaningful bushfire protection. That would be at least 30 meter clear cut perimeter with just rocks between forest and house - no dry grass, pine needles etc. I see forest literally ending next to house itself, thus actual 0 protection. Yeah in a frequent fire country that house is a disaster waiting to happen soon.

[ttyprintk]

The photos are not representative of the kind of homeowner who does all the prescribed mitigation yet still doesn’t gain on premiums or coverage.

In Colorado, the maps are fairly transparent, yet I get the feeling that mitigation work is ineffective within predictions based on newer data.

https://archive.ph/O8j2m