[squillion]

> You need someone in the system to say that treatment is too expensive, you cant have it.

That'd be triage, and I don't think it's the insurers' business – or even the doctors', unless they're in a field hospital in a war zone.

The article argues that prices are too high, because of monopoly power. Get prices down and triage won't be necessary anymore.

[s1artibartfast]

Prices dont go down by themselves. You need someone to select cheaper options and reject more expensive ones.

If there is nobody to say no to $1 million dollar aspirin, that is how much you pay.

Money is finite, so that means people dont get care. Care is always rationed.