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by bornfreddy
551 days ago
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That's... not what I meant. It is one thing to earn (very) good wages and entirely another thing to optimise the whole healthcare for profit. Healthcare is, by definition, a cost center. If you wanted to align incentives (a bit better) you would be paying for it only when you are not ill, not when you are. A decent compromise is what most countries do, which is that citizens pay a fixed sum for health insurance which covers most of the basic expenses. However the incentives are never completely aligned - someone profits from people being ill. |
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I don’t understand what this means. A group of doctors get together and open a business offering their services, and they distribute profits into their bank accounts. Or a dentist, or an optometrist, or a podiatrist.
Why would 99% of people do this work if they cannot profit?
> A decent compromise is what most countries do, which is that citizens pay a fixed sum for health insurance which covers most of the basic expenses.
That is just health insurance with $0 deductible/copays. Some US employers do offer this, and some even pay 100% of the premiums.
But these plans don’t sell well to the broader public, because most people would prefer (or can only afford) a lower premium and accept the volatility of having to spend a few hundred or a few thousand before insurance kicks in.