Windows has had TPM-backed authentication mechanisms baked in for a while now. For devices lacking biometrics, you authenticate with your Windows PIN/password, use a phone, or use a yubikey or similar device. Or, on any OS, you can use addons like Bitwarden to take over WebAuthn for you.
I do wonder what the macOS workflow looks like, especially if you don't have a fingerprint reader on your keyboard.
I do wonder what the macOS workflow looks like, especially if you don't have a fingerprint reader on your keyboard.