[MaintenanceMode]

You are exactly correct. I'm seeing this already as a relative of mine is exactly that, a small local accountant. He's struggling to inform the many small businesses that he supports. Most can barely use a computer, believe it or not. Some don't have smart phones. He's referring them to a service that is charging a couple of hundred bucks to do the filing.

I also run a small business, I had never heard of this. No one reached out to me, I was not notified in any way. For something that can threaten my freedom, it's a real shocker, the only way I heard about this is because this guy told me. Oh yeah, I also got some random text messages that seemed like spam, probably from one of these parasites trying to charge $300 to fill out a form.

You're absolutely right in your analysis.