[Kirby64]

Less expensive yes, but more importantly much more convenient. When 'all' the shows exist on a combination of Netflix, Hulu, Prime Video, Paramount, Disney+, and Max... you can easily get to $100/mo+ if you were to subscribe to all of them. Then, if you want to watch something from an international viewership, it might not even be available in your region. In addition, you now have to figure out which service offers what program... which for certain not-current shows can be maddening (some seasons on some services, some on others, some not even available).

As GabeN has stated: piracy is a service problem, not a pricing problem.