[ziddoap]

I'm not quite sure I understand the distinction you're making. In construction terminology, at least, pretty much everything you can see or use is considered a "finishing material".

All of the things that I pointed out, as well as all of the things you point out, would be considered a "finishing material". Some are generally more high quality (e.g. counter, toilet) some are lower (e.g. vinyl flooring), some are no longer really bothered with at all (e.g. crown moulding).