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by LorenDB 572 days ago
I'm still holding out for something that can monitor my bank account and automatically register transactions instead of me having to manually enter them. https://maybe.co/ is working on a solution for American banks.

I understand that Europeans already have protocols in place for this sort of thing. Why must the EU always get the nice things?

3 comments

The EU/UK ones aren’t that nice.

I am able to see an account I have with Bank A in Bank B’s app. That’s about as far as this ever went. I can’t apply to even access the APIs as an individual, it’s only open for vetted organisations.

https://gocardless.com offers a fairly generous free tier, and it can do transaction syncing with nearly every European bank
Automated transaction reconciliation will be a major feature in the future versions of the app. I have yet to use an app that reliably does automatic transaction registration and the dream is to build one.

India does have a decent open-banking system, used by https://fold.money

Same, used mint for something similar but too bad they dissolve it.