[terryk88a]

I'm really excited to see this concept made real.

Based on comments here, multi-factor (non-wallet) authentication is used to identify the parties. This method of ID verification is a technique that I helped pioneer at Equifax many years ago, and I've been disappointed that it hasn't ever really seemed to take off before. I occasionally see it in use here and there, but now really expect it to be recognized for its value. Not perfect for every case, but a useful tool nonetheless.

Cheers and way to go!