[Yeul]

The whole point of banking that people have forgotten is trust.

[nikanj]

Large banks have gone to great lengths to teach people that banks can never be trusted

[JohnFen]

I trust them a whole lot more than any random fintech company. At least with traditional banks, there is some amount of protection available.

[PaulDavisThe1st]

Put differently:

Less than zero: trust to place in random fintech company

Zero: trust to place in random bank

Very low value: trust to place in a carefully selected bank

Moderate value: trust to place in FDIC