[hunter2_]

The fact that any bank would advertise "FDIC insured" is silly, as it conditions potential customers to look to the banks for this information. It would be better if folks were conditioned to consult only the FDIC themselves for this information.

[teeray]

It should be a protected term in advertising. As soon as you use it, you surrender yourself to FDIC auditors.

[cperciva]

It serves the same purpose as asking customers "are you a terrorist" -- it creates an easily prosecutable offence.

[stoperaticless]

Could you expand on why is it easily prosecutable?

I sense that it has something to do with lying in documents.

But hypothetically: if I write “no”. Proof of lying requires proof of terrorism. (At which point you did all the job of proving terorism, despite the document)

[rjsw]

If you ask it online then I guess it counts as wire fraud which may be easier to prosecute.

[dooglius]

Is terrorism not already an easily prosecutable offense?