[BeetleB]

Yeah. If instead you buy a house on leverage to rent it out, it can be a decent investment. If you're lucky the down payment is your only cost and the renter will pay for everything else.

And you get good tax benefits.

And if you make it a short term rental and do things right you can deduct the depreciation against your W2 income. This can be a massive benefit if you do accelerated depreciation.

It still won't be a great investment unless there is significant appreciation...