[tomp]

Well, "private".

Every resident is required by law to have health insurance, if you can't afford it, the state will pay it for you.

Insurance companies cannot reject you. There's a limited list of personal characteristics they can use to discriminate on price (I think it's basically just where you live, and your age).

The list of required benefits covered by insurance is also prescribed by the state.

So it's socialized in the sense that "everybody is covered" but the implementation is very "private" i.e. competitive market, which is why I like it, yes.

[Rinzler89]

> if you can't afford it, the state will pay it for you.

So like in the US?

[tomp]

I’m not 100% familiar with US system but I think it’s quite a bit different.

First of all, MedicAid and MediCare, are insurers - so basically, if you’re poor (or old), the state pays for your procedures, not for your insurance. That in itself is a massive disruption of the free market (because there’s no competition) and a breeding ground for incompetence and corruption.

In addition, in the US most insurance is paid by the companies, so individuals get much shittier deals. In Switzerland, everyone pays their own.

Finally, in Switzerland the basic services covered by insurance are determined by the state, so there’s no idiotic and, frankly, dangerous concept of “out of network” like in the US.