[mmmurf]

The privatization plan would give the beneficiary ownership over the investment, so there is not a problem, it just means that the investment has longer to grow. Ideally someone doesn't just build up a pile of money and intend to die with $0, he/she intends to leave some to the next generation or to charity.

[Retric]

I am single why should I give my money to charity, my will is going to say take it out into the forest and burn it.

Only slightly kidding. A close friend of mine had a trust fund worth a little over 6 million and was looking to inherent a lot more when his grandmother died. He is dead now and imo money really messed up his life.