[chachacharge]

Schemas require domain knowledge. When domain knowledge is unclear or lacks ownership, it can lead to a range of issues that impact both data integrity and system functionality. Things that screw this up in the financial world include: working in different countries, acquiring new branches, new hires, and leavers. And people who think they can insist the database schema be protected somehow. A manager told me to add the last reason, it wasnt my idea and makes little sense.