[vel0city]

There's pretty much no way they'd qualify for Medicaid if they were a dev at Dropbox. The income limit for Medi-Cal is $20,783 for a single adult, $28,208 for a household of two adults. Chances are they were past that income limit the first few months of the year. You don't just immediately qualify after making $140k annualized for the first 10 months and then hit $0 one day.

Plus, they're getting 16 weeks of salary. At $140k/yr, that's $2,692/wk. Lets say their severance starts next week. There's 8 weeks left in the year. So they'll get 8 weeks of pay in 2025. $2,692 * 8 = $21,538. So no, they won't qualify for Medicaid at all in 2025 if they make that much as a single person.

[cruffle_duffle]

True but even making $140k/year does qualify you for tax credits on ACA marketplace health insurance plans. COBRA is kind of obsolete, honestly. You should be switching over to a insurance plan purchased through your state's health insurance marketplace.

[vel0city]

Totally agree there. Chances are they'll be better served with a marketplace plan unless they've got a complicated health situation/very specific care that might be questionablly covered without thoroughly shopping around.

I'm just pushing back at the idea someone can go from making six figures and turn around and hop on Medicaid. It's not that simple. It should be IMO, but it isn't.