[starttoaster]

The cash back rewards is not, as far as I know, actually all that good in comparison to its competitors like American Express. Giving a month to pay off a balance I believe is referred to as a "grace period" which is pretty common place in credit cards. A month is nice, but I believe most cards are usually around 4 weeks. But the UI for the card's online banking is fairly attractive, especially if you're already an iPhone user, which I imagine most Apple card holders would be.

[_mlbt]

> The cash back rewards is not, as far as I know, actually all that good in comparison to its competitors like American Express.

There are definitely cards with better rewards, but few with such a straightforward and simple cash back program. Also, the rewards are not bad by any means. I also like the tight integration with the high yield savings account, which again is not the best rate possible, but makes up for it with the UI of its software and overall simplicity and ease of use.

> Giving a month to pay off a balance I believe is referred to as a "grace period" which is pretty common place in credit cards. A month is nice, but I believe most cards are usually around 4 weeks.

I'm talking about the actual due date, not the grace period which is a different thing entirely. You have until the last day of the following month to pay off the balance to avoid incurring interest, which is different than any other credit card I've ever used. Usually the due dates are a specific day of the month which often changes every month.

[NavinF]

Most credit cards have the due date on the same day every month. You can also change it online to to another day of the month if that's something you care about. Personally I just set up autopay from a brokerage account and never think about when anything is due. Why would it matter?

[_mlbt]

It’s not a huge deal on its own but it’s part of the overall “user friendly” nature of the card as a whole. Having the whole balance be due at the end of the month just makes it easier for me to use it as my “daily driver” rewards credit card.

[themadturk]

I think the due date can be different than the closing date, which is when the interest is calculated, and they are not the same on every card.