[buffington]

My insurance company requires me to sign an affidavit affirming that my adult child will not drive a car insured by said company. If my adult child does drive my car and gets in a collision, the affidavit is used by the insurance company to absolve themselves of any financial responsibilities related to the collision.

I think it'd be reasonable aside from one obvious edge case: my adult child is blind and will never drive a car, yet I have to sign a new affidavit every time I renew my policy (every 6 months).