"Oh we tried to build it but no one bought it! So we gave up." - Mercedes before Tesla.
Perhaps FSD isn't ready for city streets yet, but it's great on the highways and I'd 1000x prefer we make progress rather than settle for the status quo garbage that the legacy makers put out. Also, human drivers are the most dangerous, by far, we need to make progress to eventual phase them out.
2-ton blocks of metal that go 80mph next to me on the highway is not the place I would want people to go "fuck it let's just do it" with their new tech. Human drivers might be dangerous but adding more danger and unpredictability on top just because we can skip a few steps in the engineering process is crazy.
Maybe you have a deathwish, but I definitely don't. Your choices affect other humans in traffic.
It sounds like you are the one with a deathwish, because objectively by the numbers Autopilot on the highway has greatly reduced death. So you are literally advocating for more death.
You have two imperfect systems for highway driving: Autopilot with human oversight, and humans. The first has far far less death. Yet you are choosing the second.
While I don't disagree with your point in general, it should be noted that there is more to taking responsibility than just paying. Even if Mercedes Drive Pilot was enabled, anything that involves court appearances and criminal liability is still your problem if you're in the driver's seat.
Technically, that is the easiest way to get a perfect safety record and journalists will seemingly just go along with the charade.