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by TMWNN 611 days ago
> I was asking about Switzerland, since you brought it up

sarah_eu brought up Switzerland, in comparison to the UK NHS. I don't know what percentage of Swiss bankruptcies are because of medical bills, but can cite the statistic for the US (which of course is the main topic here). Also, as I alluded to, "[insert large percentage here] of bankruptcies in the US are because of medical bills" is a common incorrect trope in/about the US, which I wanted to fend off before it came up yet again.

>But, for a peasant with terminal cancer: _medical_ bankruptcy generally means a miserable and undignified death.

Obamacare mandated that the 15%[1] of Americans pre-Obamacare that did not have health insurance get it or pay a penalty. The figure is 8% now.

And before you say "Well, that's not 100%", while the penalty for Obamacare noncompliance is not high enough, 92% of Americans having health insurance is not very far from the 95-97% elsewhere, and some large share of the 8% is from illegal aliens who are ineligible or avoid signing up for government health insurance. In every country there are people who fall between the cracks, whether a German who neglects to sign up for a new sickness fund after changing jobs, or a Canadian who neglects to sign up for a new provincial health care card after moving. The only way to get actual 100% coverage is to use the UK NHS model of having no membership card at all.

[1] Yes, 85% of Americans before Obamacare had health insurance. How many of you non-Americans (heck, many Americans) thought that "0% of Americans have healthcare" before or after Obamacare? It's OK; you're not alone in believing everything you read on Reddit.