[hooverd]

Given the chance, why wouldn't companies abuse that feature like every single anti-user feature in the history of them? Surely this time it will be different?

[9dev]

Because it’s highly annoying to set up in a way that doesn’t massively inflate your support cost.

[jeltz]

This has not stopped banks in the past.

[growse]

The regulatory universe that banks operate in means that they're not like other companies. They don't share the same overall incentives, and aren't a useful point of comparison.