[bluGill]

Supply and demand needs to be fixed in the housing market. You cannot legally build an dorm style housing except on a college campus, even though a single small bedroom with a shared bathroom and kitchen down the hall is the cheapest possible housing. In some places you will spend nearly $100k just getting permits to build anything. In some places you can spend months or even years in community input meetings before you can get permits.

I recognize two zones: places where you play with something dangerous that you cannot keep accidents entirely on your land, and everything else. I don't allow any housing on or near the first, and I require extra plans. Farms and some industrial sites are the first. Most everything else is the second and should allow whatever use you want with minimal restrictions - it needs to be safe for fire/rescue crews, meet some energy standards... If it makes the neighborhood ugly - that is your first amendment right to do with your land!