[Dn_Ab]

This is a great point. I also think it is worth noting that by the third or fourth time, even if they were peniless, the person would be starting from a far better position than a first timer. Networks and Reputation are a powerful form of currency and more useful than money if you want to do hard things.

Confidence from repeated success - do not underestimate pressures from family and self doubt in their contribution to start up cave ins.