[maxerickson]

If you do regularly drive other cars, it can make a lot of sense to make sure you have a liability policy that will cover an incident (vs assuming that the coverage on the vehicles is appropriate for you). Not sure why you'd be bothered/dismissive that you can access a sensible financial product.

[dylan604]

It was less about me driving (I don't drive since going carless), but more about here's a way for us to keep you on a monthly payment for a service you no longer need to avoid "lapse in coverage". That's like telling someone they will have a lapse in their homeowner's coverage while they are renting.